Finance a brand-new build in Detroit or Metro Michigan from the ground up. We work with builders and developers to lock your rate and close on time - even before the home is complete.
Self-employed in Michigan? Skip the W-2s. We use 12 - 24 months of bank deposits to verify your income - perfect for business owners, freelancers, and entrepreneurs who don't fit the traditional mold.
Qualify based on your property's rental income, not your personal income. Ideal for Detroit real estate investors expanding a rental portfolio without income documentation hurdles.
A Home Equity Line of Credit lets Michigan homeowners borrow against their equity as needed. Use it for renovations, emergencies, tuition, or investment opportunities.
You don't need a Social Security number to own a home. ITIN loans help Michigan residents who file taxes with an Individual Taxpayer Identification Number purchase a primary residence - because everyone deserves a home.
Need to buy your next Detroit home before selling your current one? A bridge loan gives you short-term financing to close on the new property now - then pay it off when the old one sells.
Buy a fixer-upper and finance the improvements in a single loan. Perfect for Detroit's revitalized neighborhoods where solid bones and some TLC create real value. One loan, one close, one payment.
Purchase and rehabilitate a Detroit home with as little as 3.5% down. Ideal for buyers eyeing Detroit Land Bank properties or homes needing repairs before move-in.
Financing for raw land, rural parcels, and agricultural properties across Michigan. Whether you're buying acreage, a farm, or land to build on, we have lender relationships built for it.
Physician and professional loans for Michigan doctors, dentists, and healthcare professionals. Qualify with your employment contract - even before your first paycheck. High loan limits, low down payment, no PMI.
When the automated system says no, a real person takes a closer look. Manual underwriting gives borrowers with unique situations - thin credit files, past hardships, or non-traditional income - a fair, human review.
International buyers and non-resident aliens can purchase Michigan real estate without a U.S. credit history. We work with specialty lenders who understand cross-border homebuying for eligible applicants.
Mortgage rates change every day, and your rate will vary based on your location, finances, and other factors. Get your FREE customized rate comparison below:
